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ushilton honorsyr 1 freeno fx fee
Hilton Honors American Express Surpass Card
hilton gold for $150 plus $200 in hilton credits. free night needs $15k.
checked Oct 9, 2026 · americanexpress.com, thepointsguy.com
annual fee
US$150
welcome bonus
130k pts
first-year fee waived
foreign transaction fee
none
earn rates
restaurants6x
groceries6x
gas + ev6x
everything else3x
at hilton hotels12x
at us online retail4x
store-only rates show here but aren't counted in your wallet math.
welcome offer
spend US$3,000 in 6 months130k
ends Jan 13, 2027
credits
hilton property creditUS$50/quarter
perks
hilton honors gold (diamond after $40k spend/yr)
free night reward after $15k spend/yr
national emerald club executive status
trip delay ($300, 12h) + baggage + secondary rental cdw + purchase protection + ext warranty
always confirm current terms with the issuer before applying. pointlss isn't affiliated with amex. see disclosures.