pointlss

the catalog

30 cards. switch countries with the flags up top. pick up to 3 to compare.

CIBC Aeroplan Visa
canada · no fee

the only no-fee aeroplan card. still gets the 15% award discount.

1x air canada1x gas + ev1x groceries10k bonus
checked Oct 8, 2026
TD Aeroplan Visa Platinum
canada · $89/yr

entry aeroplan card. no free bag, but no income requirement.

1x air canada1x gas + ev1x groceries20k bonus
checked Oct 8, 2026
American Express Aeroplan Card
canada · $120/yr -> $150 in 2027

no income requirement. no emergency medical insurance.

2x air canada1.5x restaurants1x everything else
checked Oct 8, 2026
TD Aeroplan Visa Infinite
canada · $139/yr -> $159 in 2027

solid core aeroplan visa. free bag, insurance, 1.5x on the basics.

1.5x air canada1.5x gas + ev1.5x groceries50k bonus
checked Oct 8, 2026
CIBC Aeroplan Visa Infinite
canada · $139/yr

same earn as td's version. cibc has confirmed 2027 changes, details tba.

1.5x air canada1.5x gas + ev1.5x groceries45k bonus
checked Oct 8, 2026
TD Aeroplan Visa Business
canada · $149/yr -> $169 in 2027

best small-business aeroplan card per most reviewers.

2x air canada1.5x other travel1.5x business stuff
checked Oct 8, 2026
CIBC Aeroplan Visa Business
canada · $180/yr

big bonus, big spend requirement.

2x air canada1.5x other travel1.5x business stuff75k bonus
checked Oct 8, 2026
TD Aeroplan Visa Infinite Privilege
canada · $599/yr -> $699 in 2027

td's premium aeroplan card. lounges, priority everything, visa acceptance.

2x air canada1.5x other travel1.5x gas + ev100k bonus
checked Oct 8, 2026
CIBC Aeroplan Visa Infinite Privilege
canada · $599/yr

cibc's premium aeroplan card. 2027 fee tba.

2x air canada1.5x other travel1.5x gas + ev100k bonus
checked Oct 8, 2026
American Express Aeroplan Reserve
canada · $599/yr -> $799 in 2027

lounges + companion pass. fee jumps to $799 in 2027.

3x air canada2x restaurants1.25x everything else85k bonus
checked Oct 8, 2026
American Express Aeroplan Business Reserve
canada · $599/yr -> $799 in 2027

business twin of the reserve. same 2027 fee jump, no dining credit.

3x air canada1.25x everything else
not verified yet, queued for the next daily check
American Express Cobalt
canada · $192/yr

5x food + groceries, converts 1:1 to aeroplan. the canadian engine.

5x restaurants5x groceries3x streaming15k bonus
checked Oct 8, 2026
American Express Platinum (Canada)
canada · $799/yr

lounge card. verify current earn + credits before relying on it.

2x restaurants2x other travel1x everything else
not verified yet, queued for the next daily check
Marriott Bonvoy American Express (Canada)
canada · $120/yr

the free night alone usually covers the fee.

5x marriott stays2x everything else
not verified yet, queued for the next daily check
Marriott Bonvoy Business Amex (Canada)
canada · $150/yr

business bonvoy card with a second free night.

5x marriott stays3x gas + ev3x restaurants
not verified yet, queued for the next daily check
Chase Air Canada Aeroplan
us · US$195/yr

automatic 25k status every year, 3x on all travel.

3x air canada3x other flights3x other hotels115k bonus
checked Oct 8, 2026
American Express Gold (US)
us · US$325/yr

4x dining anywhere. grocery 4x only counts in the us.

4x restaurants4x groceries3x other flights60k bonus
not verified yet, queued for the next daily check
American Express Platinum (US)
us · US$895/yr

a coupon book with lounges. math only works if you live in the credits.

5x other flights1x everything else80k bonus
not verified yet, queued for the next daily check
Marriott Bonvoy Boundless
us · US$95/yr

$95 for a 35k free night. easy keeper.

6x marriott stays3x groceries3x gas + ev100k bonus
not verified yet, queued for the next daily check
Marriott Bonvoy Business Amex
us · US$125/yr

cheap free night card. 4x categories are us-only.

6x marriott stays4x restaurants4x gas + ev125k bonus
not verified yet, queued for the next daily check
Marriott Bonvoy Bevy Amex
us · US$250/yr

mid-tier bonvoy. free night only after $15k spend.

6x marriott stays4x restaurants4x groceries85k bonus
not verified yet, queued for the next daily check
Ritz-Carlton Credit Card
us · US$450/yr

product-change only. the free night + travel credit carry it.

6x marriott stays3x other flights3x restaurantsclosed to new
not verified yet, queued for the next daily check
Marriott Bonvoy Brilliant Amex
us · US$650/yr

platinum status + 85k free night. dining credit is monthly.

6x marriott stays3x restaurants3x other flights95k bonus
not verified yet, queued for the next daily check
Capital One Venture X
us · US$395/yr

2x everything, 1:1 to aeroplan. credits roughly cancel the fee.

10x other hotels5x other flights2x everything else75k bonus
not verified yet, queued for the next daily check
Chase Ink Business Cash
us · no fee

no-fee ur feeder. pair with sapphire or ink preferred to transfer.

5x business stuff2x gas + ev2x restaurants75k bonus
not verified yet, queued for the next daily check
Chase Ink Business Unlimited
us · no fee

1.5x on everything, no fee.

1.5x everything else75k bonus
not verified yet, queued for the next daily check
Chase Freedom Unlimited
us · no fee

no-fee ur feeder. 3% fx fee, so keep it in the us.

3x restaurants3x drugstore1.5x everything else
not verified yet, queued for the next daily check
Chase Sapphire Preferred
us · US$95/yr

the classic starter for ultimate rewards. unlocks 1:1 to aeroplan.

3x restaurants3x streaming2x other flights75k bonus
not verified yet, queued for the next daily check
Chase Ink Business Preferred
us · US$95/yr

business ur card. doesn't count toward 5/24.

3x business stuff3x other travel3x other flights90k bonus
not verified yet, queued for the next daily check
Chase Sapphire Reserve
us · US$795/yr

coupon-book premium card. only works if you use the credits.

4x other flights4x other hotels3x restaurants100k bonus
not verified yet, queued for the next daily check