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canadabmo rewards

BMO eclipse rise Visa Card

no-fee 2.5x on groceries, dining and bills. fine starter, mid points.

checked Oct 9, 2026 · milesopedia.com, milesopedia.com
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annual fee
none
welcome bonus
25k pts
foreign transaction fee
2.5%

earn rates

groceries2.5x
restaurants · incl. takeout2.5x
everything else0.5x
at recurring bill payments2.5x

store-only rates show here but aren't counted in your wallet math.

welcome offer

spend $1,500 in 3 months20k
spend $1,500 in 12 months · redeem 12k pts via pay with points2.5k
spend $1,500 in 12 months · pay in full on time 12 months2.5k

perks

up to 5,000 bonus pts/yr (2.5k for paying in full 12 months + 2.5k for pay-with-points)
mobile device insurance up to $1,000

always confirm current terms with the issuer before applying. pointlss isn't affiliated with bmo. see disclosures.

bmo eclipse rise visa card · pointlss