pointlss

your cards are
costing you.
let's see how much.

add your cards, pick what you're chasing, and get a straight answer on what to keep, what to cut, and what to grab next.

canada + usno sign-up to tryno card numbers, ever
example wallet · per year
fees
$2,840
value back
$4,830
net
+$1,990
american express aeroplan reserve
barely carrying
american express cobalt
keep
chase air canada aeroplan
get next
cibc aeroplan visa
keep · free
assistant: your td visa infinite is pure fee next to the reserve. cancel before jan 25 and put that spend on cobalt.
01
keep, cut or downgrade

every card gets a verdict based on your actual spend, the perks you use, and the fee coming up next. with receipts.

02
which card do i swipe

one tap per category. caps, fx fees and cross-border math already done.

03
welcome bonus tracker

your bonus history plus the ones in flight, with the spend per day you need to hit them.

04
an assistant that knows your wallet

ask what to cancel, what to get next, or how to plan the next 12 months. answers come from your real numbers.

card data snapshot from Oct 9, 2026

how it works

1
pick your side of the border

canada, the us, or both. we only show cards you can actually get.

2
add the cards you hold

when you got them and whether the bonus already posted. no card numbers.

3
get the verdicts

what each card earns you after its fee, and what to do about it.

questions

the stuff people ask before handing over their wallet (figuratively).

is it free?+

yes. no paid placements, no referral links.

do you need my card number or bank login?+

never. just which cards you have and roughly how you spend.

how fresh is the card data?+

an agent checks every card daily against issuer pages and points sites. each card shows when it was last checked.

do i need an account?+

no. try it as a guest; sign up when you want your wallet on every device.

stop paying for vibes.

most wallets have one card that's pure fee. find yours, then send this to the friend with six cards.

run my wallet