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canadabmo rewardselevated offeryr 1 free
BMO Ascend World Elite Mastercard
5x travel and 4 lounge passes, fee waived year one. bmo points don't transfer though.
checked Oct 9, 2026 · princeoftravel.com, milesopedia.com
annual fee
$150
welcome bonus
115k pts
first-year fee waived
foreign transaction fee
2.5%
earn rates
other travel · 1x after cap · up to $15,000/year5x
restaurants · incl. food delivery; 1x after cap · up to $10,000/year3x
streaming · up to $10,000/year3x
everything else1x
at entertainment, telecom + recurring bills · milesopedia lists these at 3x; prince of travel only mentions dining + entertainment · up to $10,000/year3x
store-only rates show here but aren't counted in your wallet math.
welcome offer
spend $5,000 in 4 months60k
spend $10,000 in 6 months · additional20k
spend $20,000 in 12 months · additional35k
ends Dec 7, 2026
perks
4 mastercard travel pass (dragonpass) lounge passes / yr
travel medical $2m/21d, trip cancel $1,500/interrupt $2,000, flight + baggage delay, hotel burglary, rental car
always confirm current terms with the issuer before applying. pointlss isn't affiliated with bmo. see disclosures.