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annual fee
$89
welcome bonus
50k pts
first-year fee waived
foreign transaction fee
2.5%
earn rates
groceries · up to $15,000/year4.5x
restaurants · up to $15,000/year4.5x
transit + rideshare · up to $15,000/year4.5x
streaming · incl. recurring bill payments3x
everything else1.5x
at expedia for td6x
store-only rates show here but aren't counted in your wallet math.
welcome offer
first purchase · first purchase15k
spend $3,000 in 6 months35k
perks
flight + baggage delay, travel accident, rental car, hotel burglary, mobile device
avis/budget 10%+ off (5% intl)
always confirm current terms with the issuer before applying. pointlss isn't affiliated with td. see disclosures.