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usunitedhot offeryr 1 freeno fx fee
United Explorer Card
the default united card. free bag + 2 club passes for $150 after a free first year.
checked Oct 9, 2026 · creditcards.chase.com
annual fee
US$150
welcome bonus
150k pts
first-year fee waived
foreign transaction fee
none
earn rates
other hotels · booked direct2x
restaurants2x
everything else1x
at united · card earn; +6x mileageplus member earn on fares3x
store-only rates show here but aren't counted in your wallet math.
welcome offer
spend US$3,000 in 3 months70k
spend US$3,000 in 3 months · +10k for adding an authorized user80k
credits
united travelbank cash after $10k/yr spendUS$100/yr
united hotels credit ($50 x2 prepaid stays)US$100/card year
rideshare credit (enroll yearly)US$5/mo (US$60/yr)
avis/budget travelbank credit ($25 x2)US$50/card year
instacart credit (thru 2027)US$10/mo (US$120/yr)
jsx creditUS$100/card year
global entry / tsa precheck / nexus creditUS$120 every 4 yrs
perks
free first checked bag for you + 1 companion
2 united club one-time passes per year
group 2 priority boarding
10%+ off united award flights; 10k-mile discount after $20k spend
25% back on united inflight + club drinks
trip cancel $1,500, trip delay $500, baggage delay, lost luggage, primary rental cdw
always confirm current terms with the issuer before applying. pointlss isn't affiliated with chase. see disclosures.