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uscash back
Citi Double Cash
flat 2% everywhere. boring, reliable, secretly a thankyou points card.
checked Oct 9, 2026 · citi.com, doctorofcredit.com
annual fee
none
welcome bonus
US$200
foreign transaction fee
3%
earn rates
everything else · 1% on purchase + 1% on payment; paid as thankyou points, transferable when pooled with premier/elite2%
at citi travel hotels/cars/attractions5%
store-only rates show here but aren't counted in your wallet math.
welcome offer
spend US$1,500 in 6 monthsUS$200
always confirm current terms with the issuer before applying. pointlss isn't affiliated with citi. see disclosures.