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annual fee
US$495
welcome bonus
74k pts
foreign transaction fee
none
earn rates
other travel2x
everything else2x
at bilt partner restaurants · up to5x
at bilt travel hotels4x
at lyft4x
at bilt travel flights3x
at rent/mortgage · housing-only mode: 0.5x-1.25x depending on everyday spend vs housing payment; no fee on rent1.25x
store-only rates show here but aren't counted in your wallet math.
welcome offer
first purchase · $300 bilt cash on approval24k
spend US$4,000 in 3 months · plus bilt gold status50k
credits
bilt travel hotel credit (2+ nights)US$200 twice a year
annual bilt cashUS$200/yr
perks
priority pass + 2 guests
always confirm current terms with the issuer before applying. pointlss isn't affiliated with bilt. see disclosures.