← catalog
canadacash back
RBC Cash Back Mastercard
uncapped 2% groceries, but 0.5% on everything else got nerfed hard.
checked Oct 9, 2026 · rbcroyalbank.com, rbcroyalbank.com
annual fee
none
welcome bonus
$100
foreign transaction fee
2.5%
earn rates
groceries · uncapped since oct 1 20262%
gas + ev · incl. ev charging1%
transit + rideshare · incl. rideshare1%
everything else0.5%
welcome offer
spend $2,000 in 6 months · extra 5% on first $2,000$100
ends Feb 2, 2027
perks
doordash dashpass 6 months
3c/l off + 20% more petro-points at petro-canada
3x canadian tire money at participating stores
50 be well points per $1 at rexall
always confirm current terms with the issuer before applying. pointlss isn't affiliated with rbc. see disclosures.