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annual fee
$139
welcome bonus
60k pts
first-year fee waived
foreign transaction fee
2.5%
earn rates
gas + ev · incl. ev charging1.5x
groceries1.5x
drugstore1.5x
everything else1x
at cibc rewards centre2x
store-only rates show here but aren't counted in your wallet math.
welcome offer
first purchase · first purchase15k
spend $3,000 in 4 months30k
spend $5,000 in 4 months15k
credits
nexus fee rebate$160 every 4 yrs
perks
4 visa airport companion lounge visits per year
travel medical, trip cancel/interrupt, flight + baggage delay, rental car, hotel burglary, mobile device
free skip+ membership ($0 delivery + $10 monthly voucher)
50% off disney+ for 6 months
up to 10c/l off gas with journie rewards
always confirm current terms with the issuer before applying. pointlss isn't affiliated with cibc. see disclosures.