canadaunited

United MileagePlus Neo World Elite Mastercard

canada's united card. free bag on united is the point, earn is weak.

annual fee

$89

welcome bonus

20k pts

foreign transaction fee

2.5%

earn rates

restaurants1x

groceries1x

everything else0.75x

at united + star alliance flights1.25x

store-only rates show here but aren't counted in your wallet math.

first purchase5k

spend $3,000 in 3 months · additional15k

nexus fee credit (us$120, once every 5 years)$165 every 4 yrs

first checked bag free on united-operated flights

group 2 priority boarding

10% off united award flights (15% with premier)

5,000 miles each year account stays open

travel medical, trip cancel/interrupt, baggage, rental car (not in quebec)

always confirm current terms with the issuer before applying. pointlss isn't affiliated with neo financial. see disclosures.