← catalog
canadacash back
CIBC Dividend Visa
no-fee 2% groceries. everything else is 0.5%.
checked Oct 9, 2026 · cibc.com, thepointcalculator.com
annual fee
none
welcome bonus
none listed
foreign transaction fee
2.5%
earn rates
groceries · up to $20,000/year2%
gas + ev · up to $20,000/year1%
transit + rideshare · up to $20,000/year1%
restaurants · up to $20,000/year1%
streaming · recurring payments · up to $20,000/year1%
everything else0.5%
perks
up to 30% off avis / 35% off budget pay now
free skip+ membership ($0 delivery + $10 monthly voucher)
50% off disney+ for 6 months
up to 10c/l off gas with journie rewards
always confirm current terms with the issuer before applying. pointlss isn't affiliated with cibc. see disclosures.