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uscash backno fx fee
Capital One Savor
no-fee 3% on food, groceries and streaming. hard to beat at $0.
checked Oct 9, 2026 · capitalone.com
annual fee
none
welcome bonus
US$200
foreign transaction fee
none
earn rates
restaurants · also entertainment3%
groceries · excl. superstores like walmart/target3%
streaming3%
everything else1%
at capital one travel hotels/rentals/cars5%
store-only rates show here but aren't counted in your wallet math.
welcome offer
spend US$500 in 3 monthsUS$200
always confirm current terms with the issuer before applying. pointlss isn't affiliated with capital one. see disclosures.