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annual fee
$149
welcome bonus
200k pts
first-year fee waived
foreign transaction fee
2.5%
earn rates
restaurants · up to $80,000/year6x
transit + rideshare · incl. ev charging6x
streaming · incl. recurring bills, digital gaming · up to $80,000/year6x
everything else · foreign currency purchases earn 6x (cap $80k)2x
at expedia for td (online)9x
store-only rates show here but aren't counted in your wallet math.
welcome offer
first purchase · first purchase30k
spend $15,000 in 6 months120k
spend $25,000 in 12 months30k
spend $25,000 in 15 months · purchase in 15th month20k
perks
travel medical (15 days), trip cancel/interrupt, flight + baggage delay, rental car
avis/budget 10%+ off (5% intl)
uber one 6-month trial then 20% off
50% more starbucks stars when linked
always confirm current terms with the issuer before applying. pointlss isn't affiliated with td. see disclosures.