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annual fee
$139
welcome bonus
$350
first-year fee waived
foreign transaction fee
2.5%
earn rates
groceries · up to $15,000/year3%
gas + ev · incl. ev charging · up to $15,000/year3%
transit + rideshare · up to $15,000/year3%
streaming · incl. recurring bill payments, digital gaming · up to $15,000/year3%
everything else1%
welcome offer
spend $3,500 in 3 months · 10% back on bonus categories, first $3,500$350
perks
deluxe td auto club roadside assistance
travel medical (10 days), baggage, rental car, mobile device
avis/budget 10%+ off (5% intl)
uber one 6-month trial then 20% off
50% more starbucks stars when linked
always confirm current terms with the issuer before applying. pointlss isn't affiliated with td. see disclosures.