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usihghot offerno fx fee
IHG One Rewards Premier
the ihg keeper. 50k night + $100 airline credit easily beat $150.
checked Oct 9, 2026 · creditcards.chase.com
annual fee
US$150
welcome bonus
370k pts
foreign transaction fee
none
earn rates
other flights · direct with airline5x
other travel · car rentals; other travel 5x thru 2026 then 3x5x
restaurants5x
groceries5x
gas + ev5x
everything else3x
at ihg hotels · card earn; + up to 10x member + 4x gold10x
store-only rates show here but aren't counted in your wallet math.
welcome offer
spend US$3,000 in 3 months180k
spend US$3,000 in 3 months · +10k for adding an authorized user190k
credits
ihg food & beverage voucherUS$25/quarter
airline credit (on $250+ direct airfare)US$100/yr
united travelbank cash ($25 jan + jul)US$25 twice a year
instacart credit (needs instacart+)US$10/mo (US$120/yr)
doordash non-restaurant promoUS$10/mo (US$120/yr)
global entry / tsa precheck / nexus creditUS$120 every 4 yrs
perks
anniversary free night (up to 50k, top up with points)
4th reward night free, unlimited
ihg gold elite; platinum at $15k, diamond at $40k
12 months complimentary dashpass
3 months complimentary instacart+
trip cancel $5k, baggage delay, lost luggage, purchase protection
always confirm current terms with the issuer before applying. pointlss isn't affiliated with chase. see disclosures.