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annual fee
none
welcome bonus
15.2k pts
foreign transaction fee
2.5%
earn rates
groceries · up to $5,000/year3x
restaurants · up to $5,000/year3x
transit + rideshare · up to $5,000/year3x
streaming · recurring bills, subscriptions · up to $5,000/year2x
everything else1x
at expedia for td4x
store-only rates show here but aren't counted in your wallet math.
welcome offer
spend $500 in 3 months15.2k
perks
avis/budget 10%+ off (5% intl)
uber one 3-month trial
always confirm current terms with the issuer before applying. pointlss isn't affiliated with td. see disclosures.