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uscash backhot offerno fx fee
Capital One Spark Cash Plus
2% flat for big spenders. the fee vanishes at $150k a year.
checked Oct 9, 2026 · capitalone.com
annual fee
US$150
welcome bonus
US$2,000
foreign transaction fee
none
earn rates
everything else2%
at capital one travel hotels/rentals/cars5%
store-only rates show here but aren't counted in your wallet math.
welcome offer
spend US$30,000 in 3 monthsUS$2,000
always confirm current terms with the issuer before applying. pointlss isn't affiliated with capital one. see disclosures.