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usunitedhot offerno fx fee
United Business Card
business explorer. free bag, club passes, and 5k bonus miles if you hold a personal one.
checked Oct 9, 2026 · creditcards.chase.com
annual fee
US$150
welcome bonus
190k pts
foreign transaction fee
none
earn rates
gas + ev2x
restaurants2x
business stuff · office supply stores only2x
transit + rideshare2x
everything else1x
at united · card earn; +6x mileageplus member earn on fares2x
store-only rates show here but aren't counted in your wallet math.
welcome offer
spend US$5,000 in 3 months90k
spend US$5,000 in 3 months · +10k for adding an employee card100k
credits
travelbank cash after 5 united flights of $100+US$125/yr
united hotels credit ($50 x2)US$100/card year
rideshare credit (enroll yearly)US$100/yr
avis/budget travelbank credit ($25 x2)US$50/card year
instacart credit (thru 2027)US$10/mo (US$120/yr)
jsx creditUS$100/card year
farelock creditUS$25/card year
perks
free first checked bag for you + 1 companion
2 united club one-time passes per year
5,000 bonus miles yearly if you also hold a personal united card
group 2 priority boarding; 10%+ off awards
trip cancel $1,500, trip delay $500, baggage delay, lost luggage, primary rental cdw
always confirm current terms with the issuer before applying. pointlss isn't affiliated with chase. see disclosures.