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usunitedno fx fee
United Club Card
a united club membership with a credit card attached. only makes sense if you live in hubs.
checked Oct 9, 2026 · creditcards.chase.com
annual fee
US$695
welcome bonus
190k pts
foreign transaction fee
none
earn rates
other travel2x
other flights · non-united2x
other hotels2x
restaurants2x
everything else1x
at united · card earn; +6x mileageplus member earn on fares5x
at renowned hotels via chase travel5x
store-only rates show here but aren't counted in your wallet math.
welcome offer
spend US$5,000 in 3 months90k
spend US$5,000 in 3 months · +10k for adding an authorized user100k
credits
renowned hotels credit (prepaid)US$200/card year
rideshare credit (enroll yearly)US$150/yr
avis/budget travelbank credit ($50 x2)US$100/card year
instacart credits (two $10 monthly, thru 2027)US$20/mo (US$240/yr)
jsx creditUS$200/card year
global entry / tsa precheck / nexus creditUS$120 every 4 yrs
perks
united club membership (+1 guest); all access w/ star alliance at gold or $50k
free first + second checked bags for you + 1 companion
premier access priority check-in, security, boarding
1,500 bonus pqp/yr + 1 pqp per $15 (up to 28k)
10k-mile award discount per $20k spend (2/yr); 10%+ off awards
ihg platinum elite + avis president's club
25% back on united inflight + club drinks
trip cancel $10k, trip delay, lost/delayed bags, primary rental cdw, return protection
always confirm current terms with the issuer before applying. pointlss isn't affiliated with chase. see disclosures.