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canadacash back
Desjardins Cash Back Visa
free 2% on dining, bills, transit and entertainment, but capped at $3.6k.
checked Oct 9, 2026 · desjardins.com, milesopedia.com
annual fee
none
welcome bonus
none listed
foreign transaction fee
2.5%
earn rates
restaurants · restaurants + pre-authorized share $3,600/yr; 0.5% after · up to $3,600/year2%
transit + rideshare2%
everything else0.5%
at pre-authorized payments · up to $3,600/year2%
at entertainment2%
store-only rates show here but aren't counted in your wallet math.
perks
3-day travel medical, trip cancel $500, baggage
mobile device insurance up to $1,000
always confirm current terms with the issuer before applying. pointlss isn't affiliated with desjardins. see disclosures.