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canadacash back
MBNA Smart Cash World Mastercard
$39 to bump the base from 0.5% to 1%. only worth it with real spend.
checked Oct 9, 2026 · milesopedia.com
annual fee
$39
welcome bonus
$150
foreign transaction fee
2.5%
earn rates
gas + ev · gas + groceries share $500/month · up to $500/month2%
groceries · up to $500/month2%
everything else1%
welcome offer
spend $3,000 in 6 months · 5% on gas + groceries for 6 months, up to $500/mo$150
always confirm current terms with the issuer before applying. pointlss isn't affiliated with mbna. see disclosures.