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IHG One Rewards Business
ihg business with platinum built in. free night + airline credit cover the $200.
checked Oct 9, 2026 · creditcards.chase.com
annual fee
US$200
welcome bonus
390k pts
foreign transaction fee
none
earn rates
gas + ev5x
restaurants5x
business stuff · social media + search ads; office supply 5x thru 20265x
other flights · direct with airline5x
other travel · car rentals; other travel 5x thru 2026 then 3x5x
everything else3x
at ihg hotels · card earn; + up to 10x member + 6x platinum10x
store-only rates show here but aren't counted in your wallet math.
welcome offer
spend US$5,000 in 3 months190k
spend US$5,000 in 3 months · +10k for adding an employee card200k
credits
ihg food & beverage voucherUS$25/quarter
airline credit (on $250+ direct airfare)US$100/yr
expensify creditUS$100/yr
instacart credit (needs instacart+)US$10/mo (US$120/yr)
doordash non-restaurant promoUS$10/mo (US$120/yr)
global entry / tsa precheck / nexus creditUS$120 every 4 yrs
perks
anniversary free night (up to 50k); second at $60k spend
4th reward night free, unlimited
ihg platinum elite; diamond at $50k/yr from 2027
12 months complimentary dashpass
3 months complimentary instacart+
trip cancel $1,500, purchase protection $10k
always confirm current terms with the issuer before applying. pointlss isn't affiliated with chase. see disclosures.