canadacash backyr 1 free

CIBC Dividend Visa Infinite

4% on gas and groceries is elite, just watch the $20k per-category cap.

annual fee

$120

welcome bonus

$450

first-year fee waived

foreign transaction fee

2.5%

earn rates

gas + ev · incl. ev charging; bonus categories share $80k/yr · up to $20,000/year4%

groceries · up to $20,000/year4%

transit + rideshare · up to $20,000/year2%

restaurants · up to $20,000/year2%

streaming · recurring payments · up to $20,000/year2%

everything else1%

at cibc by expedia2%

store-only rates show here but aren't counted in your wallet math.

spend $2,000 in 4 months · 10% back on first $2,000$200

spend $2,000 in 4 months · $50 for a pre-authorized payment$250

travel medical, common carrier accident, rental car, mobile device

up to 30% off avis / 35% off budget pay now

free skip+ membership ($0 delivery + $10 monthly voucher)

50% off disney+ for 6 months

up to 10c/l off gas with journie rewards

always confirm current terms with the issuer before applying. pointlss isn't affiliated with cibc. see disclosures.