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canadaa la carte
National Bank World Elite Mastercard
quebec's favourite. $150 travel credit basically pays the fee, 5x groceries + dining to $2.5k/mo.
checked Oct 9, 2026 · nbc.ca, milesopedia.com
annual fee
$150
welcome bonus
none listed
foreign transaction fee
2.5%
earn rates
groceries · 5x until $2,500 total monthly card spend (all categories), then 2x · up to $2,500/month5x
restaurants · then 2x · up to $2,500/month5x
gas + ev · incl. ev charging2x
everything else1x
at recurring bills2x
at a la carte travel bookings2x
store-only rates show here but aren't counted in your wallet math.
credits
$150 travel incidentals credit (parking, bags, seats, lounges, upgrades)$150/yr
perks
unlimited national bank lounge at yul (international flights) + 1 guest
travel medical $5m/60 days, trip cancel $2,500/interrupt $5,000, flight + baggage delay, rental car
mobile device insurance up to $1,000 (2 yrs)
always confirm current terms with the issuer before applying. pointlss isn't affiliated with national bank. see disclosures.