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canadascene+no fx fee
Scotiabank Gold American Express
lowkey the best grocery + dining card in canada and zero fx fees, if your spot takes amex.
checked Oct 9, 2026 · scotiabank.com
annual fee
$120
welcome bonus
50k pts
foreign transaction fee
none
earn rates
groceries · 6x at empire grocers (sobeys, safeway, iga, freshco, foodland); 5x other grocers · up to $50,000/year5x
restaurants · incl. food delivery, food subscriptions and entertainment · up to $50,000/year5x
gas + ev · up to $50,000/year3x
transit + rideshare · up to $50,000/year3x
streaming · up to $50,000/year3x
other travel1x
everything else · foreign-currency purchases earn only 1x1x
at scene+ travel bookings4x
store-only rates show here but aren't counted in your wallet math.
welcome offer
spend $2,000 in 3 months30k
spend $7,500 in 12 months · additional20k
perks
travel medical, trip cancel/interrupt, flight + baggage delay, rental car
mobile device insurance up to $1,000
up to 12c/l value at shell via shell go+
always confirm current terms with the issuer before applying. pointlss isn't affiliated with scotiabank. see disclosures.