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annual fee
none
welcome bonus
6k pts
foreign transaction fee
2.5%
earn rates
groceries · top-3 categories auto-picked monthly; modeled as groceries/dining/gas1.5x
restaurants · top-3 category (typical)1.5x
gas + ev · top-3 category (typical)1.5x
everything else1x
at cibc by expedia2x
store-only rates show here but aren't counted in your wallet math.
welcome offer
first purchase · first purchase3k
spend $1,000 in 4 months3k
perks
dominion auto association roadside assistance
free skip+ membership ($0 delivery + $10 monthly voucher)
50% off disney+ for 6 months
up to 10c/l off gas with journie rewards
always confirm current terms with the issuer before applying. pointlss isn't affiliated with cibc. see disclosures.