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usunitedno fx fee
United Gateway Card
no-fee united starter. fine for the bonus, then a sock drawer card.
checked Oct 9, 2026 · creditcards.chase.com
annual fee
none
welcome bonus
90k pts
foreign transaction fee
none
earn rates
gas + ev2x
transit + rideshare · incl. rideshare, tolls, trains2x
everything else1x
at united · card earn; +3x mileageplus member earn on fares2x
store-only rates show here but aren't counted in your wallet math.
welcome offer
spend US$1,000 in 3 months40k
spend US$1,000 in 3 months · +10k for adding an authorized user50k
perks
25% back on united inflight + club drinks
always confirm current terms with the issuer before applying. pointlss isn't affiliated with chase. see disclosures.