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canadacash back

BMO CashBack Mastercard

no-fee 3% groceries, 0.5% everything else. a grocery-only card basically.

not verified yet, queued for the next daily check · milesopedia.com, milesopedia.com
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annual fee
none
welcome bonus
$125
foreign transaction fee
2.5%

earn rates

groceries · bmo's standard $500/statement grocery cap; cap amount not shown on milesopedia page · up to $500/month3%
everything else0.5%
at recurring bill payments1%

store-only rates show here but aren't counted in your wallet math.

welcome offer

spend $2,500 in 3 months · 5% back on first $2,500 in 3 months$125

ends Oct 31, 2027

always confirm current terms with the issuer before applying. pointlss isn't affiliated with bmo. see disclosures.

bmo cashback mastercard · pointlss