pointlss
← catalog
uscash backno fx fee

Discover it Cash Back

rotating 5% plus year-one cashback match. now run by capital one.

checked Oct 9, 2026 · discover.com, frequentmiler.com
compare
annual fee
none
welcome bonus
none listed
foreign transaction fee
none

earn rates

restaurants · rotating 5% categories, activation required; q4 2026 = restaurants, entertainment, utilities · up to US$1,500/quarter5%
everything else1%
at capital one travel · hotels, rentals via capital one travel since the 2026 migration5%

store-only rates show here but aren't counted in your wallet math.

always confirm current terms with the issuer before applying. pointlss isn't affiliated with discover. see disclosures.

discover it cash back · pointlss