← catalog
usunitedno fx fee
United Club Business Card
club membership for business owners. 1.5x base is the only spend reason.
checked Oct 9, 2026 · creditcards.chase.com
annual fee
US$695
welcome bonus
190k pts
foreign transaction fee
none
earn rates
everything else1.5x
at united · card earn; +6x mileageplus member earn on fares2x
at renowned hotels via chase travel5x
store-only rates show here but aren't counted in your wallet math.
welcome offer
spend US$5,000 in 3 months90k
spend US$5,000 in 3 months · +10k for adding an employee card100k
credits
renowned hotels credit (prepaid)US$200/card year
rideshare credit (enroll yearly)US$150/yr
avis/budget travelbank credit ($50 x2)US$100/card year
instacart credits (two $10 monthly, thru 2027)US$20/mo (US$240/yr)
jsx creditUS$200/card year
farelock creditUS$50/card year
perks
united club membership (+1 guest); all access at gold or $50k
free first + second checked bags for you + 1 companion
premier access priority check-in, security, boarding
1 pqp per $15 (up to 28k); 2 economy plus upgrades after $40k
5,000 bonus miles yearly with a personal united card; avis president's club
trip cancel $10k, trip delay, lost/delayed bags, primary rental cdw, return protection
always confirm current terms with the issuer before applying. pointlss isn't affiliated with chase. see disclosures.