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Bank of America Customized Cash Rewards
pick your 3% category monthly, 6% in year one. the $2.5k quarterly cap is the catch.
checked Oct 9, 2026 · bankofamerica.com
annual fee
none
welcome bonus
US$200
foreign transaction fee
3%
earn rates
restaurants · 3% choice category (gas/ev, online shopping, dining, travel, drugstores, home improvement); modeled as dining. 6% in year one. · up to US$2,500/quarter3%
groceries · grocery stores and wholesale clubs · up to US$2,500/quarter2%
everything else1%
welcome offer
spend US$1,000 in 3 monthsUS$200
always confirm current terms with the issuer before applying. pointlss isn't affiliated with bank of america. see disclosures.