pointlss
← catalog
canadacash back

SimplyCash Preferred Card from American Express

4% groceries + gas, 2% on everything else. best flat cash card in canada if amex is accepted.

checked Oct 9, 2026 · princeoftravel.com, milesopedia.com
compare
annual fee
$120
welcome bonus
$450
foreign transaction fee
2.5%

earn rates

groceries · in canada, max $1,200 cash back/yr · up to $30,000/year4%
gas + ev · in canada; cap not confirmed4%
everything else2%

welcome offer

spend $2,000 in 3 months · 10% back on first $2,000$200
spend $2,000 in 13 months · $50 after a purchase in month 13$250

perks

travel medical $5m (15 days), flight/bag delay $500, car rental, mobile device $1k

always confirm current terms with the issuer before applying. pointlss isn't affiliated with amex. see disclosures.

simplycash preferred card from american express · pointlss