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canadacash back
SimplyCash Preferred Card from American Express
4% groceries + gas, 2% on everything else. best flat cash card in canada if amex is accepted.
checked Oct 9, 2026 · princeoftravel.com, milesopedia.com
annual fee
$120
welcome bonus
$450
foreign transaction fee
2.5%
earn rates
groceries · in canada, max $1,200 cash back/yr · up to $30,000/year4%
gas + ev · in canada; cap not confirmed4%
everything else2%
welcome offer
spend $2,000 in 3 months · 10% back on first $2,000$200
spend $2,000 in 13 months · $50 after a purchase in month 13$250
perks
travel medical $5m (15 days), flight/bag delay $500, car rental, mobile device $1k
always confirm current terms with the issuer before applying. pointlss isn't affiliated with amex. see disclosures.