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Scotia Momentum No-Fee Visa Card
free 1% on daily categories, 5% intro. that's the whole pitch.
checked Oct 9, 2026 · scotiabank.com
annual fee
none
welcome bonus
$100
foreign transaction fee
2.5%
earn rates
groceries · incl. food delivery; 0.5% after $15k · up to $15,000/year1%
drugstore · up to $15,000/year1%
gas + ev · up to $15,000/year1%
transit + rideshare · up to $15,000/year1%
streaming · up to $15,000/year1%
everything else0.5%
at recurring bills · up to $15,000/year1%
store-only rates show here but aren't counted in your wallet math.
welcome offer
spend $2,000 in 3 months · 5% back on first $2,000$100
ends Nov 1, 2026
perks
up to 6c/l value at shell
always confirm current terms with the issuer before applying. pointlss isn't affiliated with scotiabank. see disclosures.