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usbiltno fx fee
Bilt Blue
free way to earn transferable points on rent. everything else is 1x.
checked Oct 9, 2026 · bilt.com, upgradedpoints.com
annual fee
none
welcome bonus
8k pts
foreign transaction fee
none
earn rates
everything else1x
at bilt partner restaurants · up to4x
at bilt travel hotels3x
at bilt travel flights2x
at lyft · after linking3x
at rent/mortgage · housing-only mode: 0.5x-1.25x depending on everyday spend vs housing payment; no fee on rent1.25x
store-only rates show here but aren't counted in your wallet math.
welcome offer
first purchase · $100 bilt cash on approval8k
always confirm current terms with the issuer before applying. pointlss isn't affiliated with bilt. see disclosures.